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Harmoney - Personal loan

Unsecured | Fixed

The Harmoney Personal loan offers an advertised interest rate of 5.76% p.a. and a comparison interest rate of 6.55% p.a.. The Harmoney Personal loan is a Fixed rate, Unsecured loan with a minimum borrowing amount of $2,000 and a loan repayment term of between 3 and 7 years.

More Harmoney Personal loan details can be found below or visit Harmoney to learn more or apply.

Compare Personal LoansProduct Image For Harmoney - Personal loan - Unsecured | Fixed
An Unsecured loan with an advertised rate from 5.76% p.a. and comparison rate from 6.55% p.a.
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Advertised Rate

From 5.76% p.a. to 24.03% p.a. Fixed

Comparison Rate

From 6.55% p.a. to 24.98% p.a.

Loan Term

3 to 7 years
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Interest

Rate Type
Fixed
Advertised Rate
From 5.76% p.a. to 24.03% p.a.
Fixed
Comparison Rate
From 6.55% p.a. to 24.98% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily

Loan Security

Loan Security
Unsecured

Loan Terms

Loan Term
3 to 7
years
Borrowing Range
$2,000 to $70,000
Repayment
Fortnightly, Weekly, Monthly

Fees

Establishment Fee
$275 to $575
one off
Loan Service Fee
$0
per month
Early Repayment Fee
$0
per event
Dishonour Fee
$15
per event

Who is the product designed for?

The needs, objectives and financial situation of customers in the target market are:

Needs and Objectives

  • a credit facility for any personal purpose, without having to provide security;
  • improvements to their financial position through solutions such as debt consolidation or refinancing;
  • a loan for which the application process is conducted entirely online, without the need for face-to face interaction, at a day and time convenient to them; and/or
  • a rate of interest above the market average if it guarantees access to funds unavailable to them elsewhere in the market.

Financial situation

  • afford loan repayments without substantial financial hardship, and:
  • have a reliable income; and/or
  • can demonstrate that they can afford a loan over and above any current debts; and
  • in general, satisfy standard eligibility criteria.
Visit Harmoney to view Target Market Determination Effective From: 2021-10-05.

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*Tyrian Pty Ltd (ABN 91 158 954 655, credit representative number 486373), is a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856). Tyrian Pty Ltd is a wholly owned subsidiary of iSelect Pty Ltd and has partnered with Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) who operate this website as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to help you compare a range of credit card, personal loan and car loans. Tyrian Pty Ltd and Fair Comparison Pty Ltd may receive a commission payment if users click through, apply and/or successfully acquire a loan or credit card product from or through the provider.

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