About HCF
HCF was established in 1932. It operates on a not-for-profit basis and is Australia's third largest health insurer.
Joining
You can join HCF via our simple and secure online application or call 1800 784 772 and one of our consultants will help with your application. You'll need your Medicare card.
Making payments
iSelect offers the following payment options for HCF policies:
> Direct Debit from your bank account
> Credit Card (MasterCard, Visa)
Payment frequency
> Fortnightly
> Monthly
> Annually
Claiming
HCF provide the following claiming options for extras benefits.
> Swipe your HCF membership card to claim on the spot. This is called the Health Industry Claims and Payment Service (HICAPS)
>Claim through online member services
> Visit any HCF branch
>Post your claim form
For hospital claims, the hospital usually sends the bill to HCF for payment.