About HCF

HCF was established in 1932. It operates on a not-for-profit basis and is Australia's third largest health insurer.

HCF Health Funds

Joining


You can join HCF via our simple and secure online application or call 1800 784 772 and one of our consultants will help with your application. You'll need your Medicare card.

Making payments


iSelect offers the following payment options for HCF policies:

> Direct Debit from your bank account

> Credit Card (MasterCard, Visa)

Payment frequency


> Fortnightly

> Monthly

> Annually

Claiming


HCF provide the following claiming options for extras benefits.

> Swipe your HCF membership card to claim on the spot. This is called the Health Industry Claims and Payment Service (HICAPS)

>Claim through online member services

> Visit any HCF branch

>Post your claim form

For hospital claims, the hospital usually sends the bill to HCF for payment.